Find an ATM near you

How to find the nearest ATM

Tap Use my location or type a town, street or postcode. The list starts with the machine closest in a straight line, and Directions opens the walking route in Google Maps. Open now hides machines that are closed according to their opening hours.

The map shows 3,952 reported locations in 1,112 towns. Nearly all are run by Geldmaat, which has operated the ATMs of ABN AMRO, ING and Rabobank since 2019. You will rarely see a bank’s own name on a machine; many stand inside supermarkets.

Using an ATM in the Netherlands

What does a withdrawal cost with a foreign card?

Geldmaat charges €4 per withdrawal for a card from another EEA country, including every euro country. For cards from elsewhere, such as the UK or US, the fee starts at €4.50 and rises with the amount. Your own bank may add its charges. ATM fees in the Netherlands.

Should I pay in euros or in my own currency?

Choose euros. If you let the machine convert to your card’s currency, Geldmaat charges a percentage of the amount (5.5% to 7%, depending on which of its pages you read) instead of the fixed fee. On most withdrawals that is the more expensive option.

Can I withdraw cash at night?

Often not. In December 2019 banks and Geldmaat switched off ATMs in outside walls between 11 pm and 7 am to prevent explosive attacks, and most machines still keep hours like these. Machines inside supermarkets close with the shop. Our data reports both cash withdrawals and 24-hour access at 3 locations. This is not a complete count of overnight ATMs in the Netherlands. Each machine’s hours are listed; use Open now late in the evening.

Do I need cash at all?

Less than you might expect. A debit card works in almost every shop, and trains, trams and buses take contactless bank cards. Credit cards are less common than in many countries, and markets and small shops may prefer cash. Money in the Netherlands: cards, cash and tipping.

What are Euronet machines?

Independent ATMs outside the Geldmaat network. De Nederlandsche Bank counted 1,120 independent machines in 2024, mostly where many tourists come. They set their own fees and exchange rates. How to recognise them and what to choose on screen.

What if the machine takes my card or gives no money?

Geldmaat says a missing withdrawal is usually refunded to your account within a few minutes. If not, contact your bank with the time, date and machine number. Geldmaat destroys retained cards for security and cannot return them; you need a replacement from your bank.